Asset & wealth managers
Tokenized money market funds, treasury funds and private credit vehicles with on-chain subscription, redemption and transfer.
Digital asset consulting for financial institutions
Bring your institution to same-moment settlement.
T+0 helps banks, asset managers and custodians put tokenized assets into production. We connect the systems you already run to the new market infrastructure, from strategy to live product.
T+2Two business daysUS equities standard until 2024
T+1Next business dayUS equities since 28 May 2024
T+0Atomic, on-chainAsset and cash settle in the same moment, 24/7
Settlement cycle · trade date + n days
Solution architecture
Two financial systems, working as one
Your bank systems keep running. Tokenized markets run on blockchain rails underneath. T+0 sits in between, mapping each element and service so cash and assets can move across both and settle in the same moment.
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Cash leg
Asset leg
On-chain settlement
Hover a layer to focus it
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Why now
Tokenization is moving from pilots to production
Market infrastructure providers are building tokenization into their core platforms. Institutions now need delivery partners who can take a product live inside a regulated bank.
$32B
Tokenized real-world assets on-chain in June 2026, nearly three times the year before.
$2–5.5T
Forecast for 2030, from McKinsey's conservative estimate to Citi's base case.
~100×
Growth implied by 2030. Funds, treasuries, private credit, loans and repo lead the first wave.
Sources: Cryptonomist, July 2026 · Citi Institute, June 2026 · McKinsey via Ledger Insights. Market-size figures vary by source and definition.
Who we serve
Built for institutions that hold other people's money
We work with regulated firms where a new product has to fit existing controls, systems and committees before it can launch.
Primary focus
Infrastructure
Banks & custodians
Deposit tokens, stablecoin settlement, digital custody and tokenized collateral, connected to core banking and payments.
Operations
Fund administrators & transfer agents
On-chain registers, investor onboarding with KYC, NAV feeds and reporting that reconcile with the books of record.
How we engage
From first workshop to live product
One named lead stays with you at every stage. Each stage has a fixed scope and a clear decision at the end, so you only commit to the next one when the last has paid off.
Weeks 1–4
Paid discovery
Use-case selection, regulatory mapping, target architecture and business case.
Weeks 5–12
Proof of concept
A fixed-price working build on test networks, wired to sandbox versions of your systems.
Months 3–9
Production
Hardened delivery, security review, integration and go-live with your control functions.
Ongoing
Managed service
Operations, monitoring, upgrades and new asset classes under one retainer.
Why T+0
One accountable team, strategy to live product
Building in-house is slow, and putting several vendors together leaves nobody owning the result. We give you one team that answers for both.
Accountable
One team, end to end
The people who design your strategy stay through delivery and operations. You never re-brief a new firm between stages.
Platform-neutral
Your requirements choose the stack
We aren't tied to one chain or vendor. Public, permissioned or hybrid, we deliver on the standard your clients and regulators expect.
Proven delivery
Production-grade engineering partners
We deliver through vetted blockchain, custody, compliance and data partners, so you get speed without taking on platform risk.
Find out which of your assets are ready for T+0
A 45-minute call with a founder. We'll review your use case and the systems it touches, and suggest a realistic first step.