About

We help institutions move into digital assets

T+0 is a US-based consulting firm for banks, asset managers and custodians. We own the client relationship and the outcome, and we deliver through a network of proven engineering partners.

Our view

Settlement is becoming instant. Banks still need to connect to it.

Tokenized funds, treasuries and private credit already settle on-chain in the same moment, around the clock. The infrastructure exists. What most institutions lack is a way to connect it to the core banking, custody, compliance and reporting systems they depend on today.

That connecting work is our business. We map your existing systems to the new market infrastructure, then deliver the product end to end. We start with asset and wealth managers tokenizing funds, where the first wave of adoption is happening now, and expand into private credit, real estate funds and commodities as the market matures.

We are platform-neutral. Our delivery partners bring production engineering and live references, and we remain free to use whichever standard, network or vendor fits each client.

Leadership

Founders who lead every engagement

Every engagement has a named founder as its lead, from the first call through go-live.

Aamir

Co-founder · Client & engagement lead

Leads client relationships and engagements, and represents T+0 in the US and internationally from a network across New York and San Francisco.

Harman Puri

Co-founder · Go-to-market & solution strategy

Leads solution strategy, presales and operations. Author of Why Blockchain, with a background in enterprise blockchain and real-world asset tokenization.

Partner ecosystem

The right specialist for each layer

We bring in partners for each layer of the architecture and stay accountable for the result.

Engineering

Blockchain engineering

Production-grade platform and smart-contract engineering with live institutional references.

Control

Custody, compliance & KYC

Qualified custodians, identity providers and legal and regulatory advisors across jurisdictions.

Distribution

Consultancies, data & AI

Consultancy and analytics partners who bring us into programmes, plus AI services on tokenized data.

Find out which of your assets are ready for T+0

A 45-minute call with a founder. We'll review your use case and the systems it touches, and suggest a realistic first step.

Book a discovery call →